Shopping safely online
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- Keithcaley
- Verified Member
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- Joined: Sat 21 Apr 2012 6:00 pm
Shopping safely online
I spotted this guide to shopping safely online, and although it's all basic stuff, it never does any harm to do a refresher course - so have a 5 minute read if you're so inclined - Shopping safely online
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- Kibkommer
- Posts: 1572
- Joined: Mon 14 Jul 2014 10:19 pm
Re: Shopping safely online
Re. Tip 7 - when I first decided (10 years ago) that I would start "shopping online", I opened an account with a different bank and acquired a debit card, with a deposit of £20. Ever since then, whenever I have made a purchase, immediately prior to completing the purchase, I've transferred the required amount into that account. That account - and bank - is used for nothing else, so apart from those few minutes between transfer and purchase confirmation, there's never been more than £2 - £10 in the account - and as it's a debit card, nobody's going to get much if they do "hack" in....
- Keithcaley
- Verified Member
- Posts: 8083
- Joined: Sat 21 Apr 2012 6:00 pm
Re: Shopping safely online
Hi jofra,
It does sound odd doesn't it?
I always consider that I have more protection against fraud by the Vendor if I use a credit card, but on the other hand, if my card was compromised, then a 'hacker' could have a spending spree to the tune of perhaps £10,000, whereas using a debit card on an account containing £20, they'd be more limited...
A credit card with a very low credit limit, used solely for online shopping might be a better solution!
What do you think?
It does sound odd doesn't it?
I always consider that I have more protection against fraud by the Vendor if I use a credit card, but on the other hand, if my card was compromised, then a 'hacker' could have a spending spree to the tune of perhaps £10,000, whereas using a debit card on an account containing £20, they'd be more limited...
A credit card with a very low credit limit, used solely for online shopping might be a better solution!
What do you think?
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- Kibkommer
- Posts: 1572
- Joined: Mon 14 Jul 2014 10:19 pm
Re: Shopping safely online
Probably the best of both worlds, although (so far!) I've been lucky and been stung only once - ordered and paid for a micro-sd card; didn't get a card, only two sd/micro-sd adapters. Only a couple of quid, and subsequently found that many people had been conned by this firm/character for much more expensive items...
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- Kibkommer
- Posts: 633
- Joined: Tue 05 Mar 2013 7:48 am
Re: Shopping safely online
Jofra very interested to read your post - that is actually a very good idea; and I'll definitely look into it when I go back to the UK!